Essential Guarantees
to Protect You
and Your Home

Water damage, fire, or an accident can happen at any time. With KT HABITATION LOCATAIRE, you benefit from essential guarantees and 24/7 assistance.

100% online subscription

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Essential Guarantees

Fire, explosion, and smoke damage

Fire, explosion, and smoke damage

We cover damage caused by fire, explosion, or smoke.

Water and frost damage

Water and frost damage

Protection against water leaks, infiltration, or freeze-related damage.

Weather events

Weather events

Your accommodation is protected against certain weather events.

Natural disasters

Natural disasters

Warranty included for events recognized by regulation.

Technological Disasters

Technological Disasters

You are also protected in the event of a technological disaster.

Terrorist attacks and acts of terrorism

Terrorist attacks and acts of terrorism

Damage resulting from an attack or act of terrorism is covered.

Your third-party liability included

Tenant's liability insurance

Tenant's liability insurance

You are protected if you cause damage to your rented accommodation under the terms of your tenancy agreement.

Private life liability

Private life liability

You are covered if you cause bodily injury or property damage to a third party in your private life.

Two formulas to suit your needs

Essential Plan

Essential safeguards
  • All essential warranties
  • Third-party liability included
  • 24/7 home assistance (plumbing, locksmith, glazing, etc.)

Serenity Package

More comprehensive protection
Everything included in the Essential plan, plus:
  • Theft, attempted theft, and vandalism
  • Glass breakage
  • Electrical damage
  • Enhanced assistance (power failure, forced entry, etc.)
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100% online subscription
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From €9.90/month