100% online home insurance tailored for renters. Essential coverage and useful options.
Immediate certification
100% online subscription
From €9.90/month
Secure subscription in a few minutes
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tenants already insured
French insurance company
KT HABITATION LOCATAIRE, a subsidiary of KT ASSUR, a professional and individual insurance broker since 2016.
Water damage, fire, theft... The financial consequences can be severe. With tenant home insurance, you are covered and supported daily.
Essential for your lease and your peace of mind.
Your home, your belongings, and your liability are covered.
In case of emergency, our insurer is there to help you.
Formulas adapted to your needs and budget.
Explosion
Answer a few questions online and get your price in 2 minutes.
Select the guarantees and options that suit you with ease.
Pay securely and receive your certificate quickly.
Yes. In France, tenants of rented accommodation with a residential lease must generally be insured at a minimum against rental risks, particularly fire, explosion, and water damage. Proof of insurance may be requested by the landlord when moving into the accommodation and then annually.
After online subscription and validation of your contract, your home insurance certificate will be sent to you promptly. You can then provide proof of your coverage to your landlord or real estate agency.
Yes, subject to meeting the subscription conditions and acceptance of the contract. You can subscribe online and select the effective date that meets your needs. Remember to get insurance before taking possession of the dwelling.
If you change home insurance, the terms of termination depend, in particular, on the age and situation of your contract. After the first year, a home insurance contract can generally be terminated at any time, without charge or penalty. In certain situations, particularly a move, termination may also be possible under the conditions provided for by regulations and your contract.
In the event of a claim, take the necessary steps to limit the damage and report the event to the insurer within the timeframe specified in your contract. Keep all relevant supporting documents: photos, invoices, police report in case of theft, and any document that allows for an assessment of the damage. The precise terms for reporting and compensation are detailed in your contract conditions.
